Finance Options
We have a range of finance options available to help make your home improvement dreams a reality today.
If you are paying from your own funds by cheque, debit card, bank transfer or cash. Or if you are arranging your own funding via a loan or remortgage. In which case you would not benefit from the extra protection provided under The Consumer Credit Act 1974.
Representative Example
Example purchase price of: £3800.00
Deposit with Order: £760.00 (20%)
Balance as per our T&Cs: £3040.00
50% Deposit + Interest Free Repayments – Orders up to £4,999
This is simply your purchase price less the deposit, divided by the number of repayments, with no interest or fees charged. 50% deposit required for our 24 month term. You also benefit from the extra protection provided under the Consumer Credit Act 1974.
Representative Example
Example purchase price: £3000
Deposit: £1500
Repayable by 24 Monthly Payments: £62.50 (First repayment 1 month after installation)
Total Charge for Credit: £0.00
Total Amount Repayable: £3000.00 (includes £1500 deposit)
Interest Rate: 0.0% per annum (fixed)
Representative APR: 0.0% APR
50% Deposit + Interest Free Repayments – Orders over £5,000
This is simply your purchase price less the deposit, divided by the number of repayments, with no interest or fees charged. 50% deposit required for our 36 month term. You also benefit from the extra protection provided under the Consumer Credit Act 1974.
Representative Example
Example purchase price: £5000
Deposit: £2500
Repayable by 36 Monthly Payments: £69.45 (First repayment 1 month after installation)
Total Charge for Credit: £0.00
Total Amount Repayable: £5000.00 (includes £2500 deposit)
Interest Rate: 0.0% per annum (fixed)
Representative APR: 0.0% APR
Nothing to pay for 6 months – 14.9% APR representative
If settled in full within the 6 month deferral period then there is no interest to pay, however a £49 administration fee will apply. This means that you would pay the amount of credit plus the administration fee. If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period.
Representative Example
Example purchase price: £5000.00
Deposit with Order: £0.00
Total Loan Amount: £5000.00
Repayable by 108 Monthly Payments of: £86.44 (First repayment 6 months after installation)
Total Charge for Credit: £4335.52
Total Amount Repayable: £9335.52
Interest Rate: 14.9% per annum (fixed)
Representative APR: 14.9%APR
Settlement Fee: £49.00
11.9% APR representative
Interest is calculated daily and added monthly. You must make the minimum repayment each month. You can make additional repayments without penalty, which allows you to control the term of the loan and reduce the amount of interest you would pay. Payments will start approximately one month after the contract we have fulfilled with you.
Representative Example
Cash price: £5000.00
Deposit with Order: £0.00
Total Loan Amount: £5000.00
Repayable by 120 Monthly Payments of: £69.71 (First repayment 1 month after installation)
Total Charge for Credit: £3365.20
Total Amount Repayable: £8365.20
Interest Rate: 11.9% per annum (fixed)
Representative APR: 11.9%APR
